Blog | Lending With Catalin

New home loan limits have been announced! What does this mean? Why does this matter?

The new high-balance loan limit (the highest you can borrow before your loan turns into a jumbo loan) is $1,149,825. For the first time...

Should I pay off a credit card then apply for a mortgage?

I get this question all the time! Usually, the answer is no. Credit bureaus are the ones who report on your credit score, and if you've...

What is included in a mortgage payment?

As you've been googling, I'm sure you've seen the term PITIA. This is the popular acronym to help you remember what is part of your...